2024 National Flood Insurance Program Proof of Loss for Building and Contents

The current version of the National Flood Insurance Program Proof of Loss for Building and Contents is available at the below link. THIS FORM IS ONLY ACCESSIBLE USING FIREFOX. You read that correctly; for some reason, you cannot access the form online using Google Chrome, Safari or Microsoft Edge. You MUST use Firefox.

https://www.fema.gov/sites/default/files/documents/fema_fi-proof-of-loss-building-and-contents-policyholder-prepared-form-ff-206-fy-21-108.pdf

The best practice is to complete the form in Firefox because the form contains dropdown options that are lost if you download the form and try to edit it on your computer via Adobe.

On the fema.gov website, the form is identified as “FEMA Form 206-FY-21-108,” and the description is:

Policyholders use this form to provide a Proof of Loss to their insurer, which is the policyholder’s statement of the amount of money being requested, signed and sworn to by the policyholder, with documentation to support the amount requested.

While this description states that the form must be sworn, NFIP guidelines state that the insured’s electronic signature is sufficient. Remember, when submitting the Proof of loss, the insured must also submit the supporting documentation for the amounts contained in the Proof of Loss.

The current deadline for delivering the fully completed Proof of Loss with all attachments and backups included with the Proof of Loss to the NFIP carrier is 120 days from both Hurricanes Helene and Milton.

Hurricane Helene:  Date of loss was September 26, 2024, so the deadline is Friday, January 24, 2025.

Hurricane Milton:  Date of loss was October 9, 2024, so the deadline is Thursday, February 6, 2025.

If you have any difficulties or additional questions concerning completing or accessing the current version of the National Flood Insurance Program Proof of Loss for Building and Contents, please drop them in the comments.