Help Explaining ER Bill and Insurance Coverage
I recently when to the ER for chest pains, which ended up just being indigestion. I recently got this bill for the visit and would love someone to be able to explain it to me, as I don’t quite understand why my insurance didn’t cover more of the cost or maybe just confirm that it looks right, if anyone can provide insight on this, it would be so greatly appreciated cause I don’t quire understand it. I should mention this is the one and only time i went to the ER/doctors this year and it was in-network.
Hospital Bill:
EMERG ROOM FEE: $3,289
EKG/ECG: $345
PHARMACY: $3.20
LAB/CHEMISTRY: $219
LAB/HEMATOLOGY: $47
LABORATORY: $61
X-RAY CHEST: $391
CAP BLUE ALLOWANCE ADJUSTMENT AND INSURANCE PAYMENT: -$2,619.73
RECEIVEABLE TOTAL: $4.355.20 – $2,619.73= AMOUNT DUE $1,735.47
Insurance Plan:
$1,600 deductible. 20% coinsurance after deductible. $150 copayment per visit after deductible is met
Thank you for the help
submitted by /u/kokkofuller
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