Advice on a plan in Missouri after losing Medicaid

Howdy all,

I've never purchased health insurance before, I've always been on Medicaid or without insurance. I suspect I will make slightly more than the single income threshold in 2025 (somewhere between $25,000-$30,000), so I'm preparing to purchase an actual plan in the upcoming enrollment period. And I have absolutely no idea where to start.

Here's a very brief medical history:

I'm a single male in my early 30s that has always been fairly healthy up until recently. I am currently prescribed:

Generic Adderall (dextroamphetamine) (monthly for ~10 years)
Lisinopril (monthly for ~6 months)

So I expect to have an appointment with the PCP every 2-3 months, and back to monthly if any symptoms were to worsen (and likely get a referral to a specialized doctor).

I had a brief stint in the ER earlier this year for suspected DVT, which included an ultrasound, an MRI, a visit with a vascular surgeon, then a further ultrasound ordered by said vascular. Things came back "good" but inconclusive, as the symptoms that caused all of this to unfold in the first place still remain. So there's a good chance of needing SOME specialized care at some point in 2025, and a [hopefully] small to fair chance of needing extensive specialty care. Specialized meaning a vascular surgeon/MRI/CT scan/dermatologist, that type of stuff.

So there you have it, that is me. If anyone has any advice for what kind of plans I should be looking at, or what I should be keeping in mind when looking at plans, I would appreciate it so much. My head feels like it's going to explode and I don't understand any of this, lmao. Thank you <3

submitted by /u/HealthcareHomies
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