Can someone explain how this works in so confused. Aetna (for Texas) or HAP (in Michigan)

My husband has insurance through his job. Me and our son just joined onto the plan in May (we got married and son lost Medicaid coverage so we were able to be added before open enrollment) I’m currently pregnant and due in 3 1/2 weeks. My last pregnancy my dad’s insurance covered everything so I didn’t have this to deal with.

I can’t add images so I’ll write what it says

Me Out-of-pocket costs Plan limit max ($4000) Billed amount ($3.18) Remaining ($3,996.82)

FAMILY Deductible Plan limit max ($3,400) Billed amount ($71.03) Remaining ($3,328.97)

Out-of-pocket cost Plan limit max ($8,000) Billed amount ($71.03) Remaining ($7,928.97)

Does this mean we have to pay out of pocket the remaining amount under my name ($4k) or the one under family ($8k)

The billed amounts are so low because we’ve been on this insurance maybe 4 or 5 months and haven’t had much dr visits. I do know the family billed amount should change here soon since my son had his Well child checkup and we had to pay $91 out of pocket due to the deductible.

submitted by /u/No-Zucchini71012
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