Can I maintain my quality of life with Anthem BCBS?

I have chronic migraines, which are treated with Botox and Nurtec, and severe eczema and asthma which are treated with Dupixent. If I don’t have access to these medications leaving the house is near impossible between the migraine pain and asthma attack triggers. With these medications I can fully do my job as a firefighter just as well as the rest of my crew.

That being said, I’ve been offered my dream job and they get insurance through Anthem BCBS. I’ve only ever heard bad things about them, including horror stories about other migraineurs showing up to their Botox appointments only to find that they can’t get their injections because Anthem is so far behind in paying the office. If something like that happened, I would legitimately lose my job as I wouldn’t be able to perform my duties or even show up to work.

Can anyone speak to if I would do okay with Anthem? Or is there another option? I’ve already looked into individual plans and since I’d be ineligible for the tax credit as I’d have employer offered all of the ones that cover what I need would be roughly 1/3 of my income. I feel like I’m going to end up either stuck at my shitty department or working per diem/part-time jobs forever so that I can get the medical care I need.

See also  Cost–effectiveness of sotagliflozin for the treatment of patients with diabetes and recent worsening heart failure