Payout for murder timeline?

My mother, a beneficiary to a few life insurance policies belonging to my now deceased brother (her son) is still waiting for her payout. She's been told that life insurance policies taken out 2 years or less before the time of death (and the claim) spark the need for "an investigation". My brother was murdered (pretty cut and dry attempted car jacking/shot in the head/and theft) but since my brother bought the life insurance policies less than 2 years ago, they deem it suspicious.

He died 9 months ago and there's still no update or resolution (from the murder investigation with police or from the insurance company fyi). My mother lives off of social security and could really use that money from her payout.

I'm assuming the 60-day timeline doesn't apply here but I can't find how long stuff like this should (legally) take….anyone have non-speculative experience for something like this? TIA.

submitted by /u/Ladie_A
[comments]