(New York) Can I cancel my work insurance if I’m eligible for the Essential Plan / Child Health Plus??

I (31F) and my kid(12F) have been enrolled with my work insurance since the start of this year but I was talking to a friend and she mentioned that she is enrolled with NYS of Health with free insurance for her and her kid. She has a similar income to me so I went and looked it up. It looks like my income ($42,000) would make me eligible for the Essential Plan and my kid eligible for a Child Health Plus plan.

The only problem is I don’t know if I’m actually eligible because I’m enrolled in health insurance right now. I know if I have a qualifying life event I can enroll with NYS of Health but I’m not sure if me being eligible for these plans “counts” or if my work insurance will let me cancel? It’s not like I had anything new happen, just that I realized I was dumb and missed this…

So can I cancel with my work insurance based on this or do I need to wait for something else?

If I can enroll with these plans then that would be a HUGE help because I’m already struggling to afford the work insurance and the cost of everything because I haven’t made a dent into the deductible yet.

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