BCBS EPO Benefits

Hello,

I had to call an ambulance today for emergent afib and a rest in heart rate of 200 BPM. I have an epo plan that states on the card that I am covered for emergent care out of network. I was admitted to a covered emergency center and admitted however the heart hospital isn’t in network. When I called BCBS they said I had to get a prior authorization and the hospital would have to do it. The hospital seemed confused and basically told me this is emergent care and an emergency and I should be admitted and start treatment immediatley as any kind of insurance would take days to figure out and I needed to gets this handled now. The in network hospital was deferring patients due to bed shortage today. Anything I can do to help make sure I’m covered out of network for this hospital stay. It’s looking like I’ll be here at least two nights and I’m so anxious I’m going to go bankrupt which certainly isn’t helping my heart situation. Thank you all!

submitted by /u/thespiritw0lf
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