State producer

I am an IAR and a firm I used to work for required me to get a life license. I don't like insurance. Ive never produced a single policy/annuity/nada. I'm portfolio/money manager.

Anyways, my grandma is aging in a way I could never have prepared for She gifted my inheritance (a farm house in the worst Appalachian shithole dead since the 60s coal mining town, that I helped my grandparents build every summer and 4 years of my early adult life) to a church. I'm not trying to sound like a douche, good for her it is what it is. I was just told my entire life since "all of this will be yours!" So, I built my entire life around having this equity. So… I'm absolutely fucked. I have to make so much money to save my own family now I feel like drying up like a raisin and just being that forever. I've not stopped working for years as is.

Can I write a policy on my grandma and be the bene?? I don't see why not but again I've ADHD mode spaced out in every single bit of my licensing involving insurance. I also would have been able to just talk to her about this 6 months ago but she is paranoid she tells me she's too overwhelmed to discuss anything serious. I'm trying to not lose the person who raised me and provide for a 2 year old little girl who's carrying on her namesake. I made decisions over the past 5 years that are going to bury me without the equity and income I was expecting. Again, this is a question I do not mean to sound like an ingrate. This woman raised me I'm devastated. We were beyond close. Now she's a shell. I do not understand. Last we spoke about anything serious about a year ago I mentioned gifting it to me alive rather than wait for her to be dead. That way my grandparents can visit anytime. I can maintain it. Everything's just really a bummer and it gets darker every day. I could take equity out to farm and I'm a fucking derivatives trader. I can hedge my own crop. I had such a simple happy goal for my family and now I keep grinding away in corporate hands til I'm dead. Fucking sucks.

submitted by /u/YOUNG_SQQQ
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