Can anyone explain to me what the difference is between UnitedHealthcare dial complete plans?

I lost coverage last year and am just now finally getting it back and an trying to make sure I get the most benefits I possibly can as my physical health and mobility issues have gotten significantly worse in the past six months or so I've spent with no real medical care and off all of my normal daily meds.

I have Medicare and Extra Help as well as Share of Cost Medicaid and am trying to decide between two plans: UHC Dual Complete FL-D003 (PPO D-SNP) and UHC Dual Complete FL-Y001 (HMO-POS D-SNP)](https://www.uhc.com/communityplan/florida/plans/medicare/2024/dual-complete-one-hmo-pos-snp).

The first plan is what I had for the past several years, so I'm familiar with it, but why do the benefits seem significantly better in the second when they're both dual coverage plans with no cost to me?

Examples here would be $220 vs $330 OTC/healthy food benefit, $3k vs $4k in dental benefits, and the second plan has an additional $600 quarterly credit for home services (among other differences, but those are the most obvious on the page).

submitted by /u/judithiscari0t
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