Seasonal worker turning 26 – help!!

I am a heavy user of health insurance due to a medical condition and I am ageing off my parents plan this summer.

I make between $25,000 – $29,000 year. My work follows the tourist seasons and I work for two separate companies. My winter work offers me health insurance for the 6 months I’m there – YAY! I am unemployed or only have a few shifts for about 3 months in between seasons in the fall/spring. My summer job which lasts 3 months does not offer insurance.

The state marketplace plans that look like they’d give me the necessary coverage are way too expensive. It looks like I’d get reimbursed at tax season but I can’t afford the monthly premium. Or the coverage on the more affordable plans looks like it’d leave me with unaffordable out of pocket costs with my monthly medications.

What options do I have? Is there any coverage here I’m not thinking of? I know I could COBRA for a bit but not the whole summer from my understanding. And I make too much to qualify for Medicaid, right? Could I use Medicaid for the months I’m unemployed? Thanks all – am stressed and could use any advice.

submitted by /u/bugzandslugz
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