Employer Health Insurance Help
Let me preface that I am 23 and really uninformed on the health insurance front. I filled out an application at my job for their health insurance plan the week after I was married. I added my new name and my husband to the application because I assumed I would be dropped from my parents. Fast forward 12 months later and I in fact was not dropped and am double insured but I checked my paystubs and realized this year i’ve been paying almost $700 a month for spousal insurance. Talked to my coworkers and we all started to take a look only to notice the costs had gone up a lot (almost doubled). We just bought a home money is tight. I want to drop him. Question is should the prices have been disclosed? I can’t find any paperwork or communications regarding insurance aside from a pdf of my application. I’m getting no answer from my employer so far. We are a small CPA firm, right around 50 employees of not less. The firm has two locations that merged at the end of 2023 and my firm has been out of the loop on a lot of changes implemented by the larger location. We only knew our insurance provider had changed when one of my coworkers went to the doctor and was told her insurance was inactive. She contacted management and a week later we received new cards in the mail but no explanation or communication. Am I missing something or is this allowed????
submitted by /u/JellySensitive7216
[comments]
