How to insure your engagement ring with King Price
You’ve just said yes to the love of your life, and you can’t stop admiring your shiny new engagement ring. But before you start planning your dream wedding, there’s 1 important thing you need to do: Insure your ring.
Your engagement ring isn’t only a symbol of your commitment, but also a valuable asset that you want to protect from loss, theft or damage. That’s why you need to get it insured with King Price, the king of insurance and royal service.
Here are the steps you need to take to insure your ring with King Price:
Get a valuation certificate
A valuation certificate is a doc that describes your ring in detail and states its current market value. You will need this to prove the existence and worth of your ring to your insurer.
You can get a valuation certificate from a reputable jeweller. They’ll examine your ring and provide you with a written report that includes info such as:
The type, quality and weight of the metal.
The number, size, shape, colour, clarity and cut of the diamonds or other gemstones.
The design and style of the ring.
The certificate number of the main diamond or certified stones (if applicable).
The current replacement value of the ring.
Make sure you keep the original valuation certificate in a safe place and make a copy for your insurer.
Add your ring to your portable possessions insurance
Portable possessions insurance is a type of cover that protects your personal belongings that you carry with you, such as your phone, laptop, camera, sunglasses, and jewellery.
You can add your ring to your existing portable possessions insurance policy with King Price, or you can take out a new policy if you don’t have 1 yet.
To add your ring to your policy, you’ll need to provide your insurer with the following info:
A copy of the valuation certificate.
A clear photo of the ring.
A description of how and when you acquired the ring.
The name and contact details of the person who gave you the ring (if applicable).
Once you’ve added your ring to your policy, you’ll pay a monthly premium based on the value of your ring and the level of cover you choose.
Update your valuation and cover regularly
The value of your ring may change over time due to factors such as inflation, exchange rates, market demand and wear and tear. That’s why you need to update your valuation and cover regularly to make sure you’re not underinsured or overinsured.
We recommend that you get your ring re-valued at least once every 2 years, or more often if there are significant changes in the market or the condition of your ring. You can use the same jeweller who did your initial valuation, or you can find a new 1 if you prefer.
You also need to inform your insurer of any changes in the value of your ring and adjust your cover accordingly. This way, you can ensure that you’ll receive the full replacement value of your ring in case of a claim.
Enjoy your ring with peace of mind
Now that you’ve insured your ring with King Price, you can enjoy wearing it with peace of mind. You can rest assured that your ring is covered for any unforeseen events that may happen, such as:
Loss or theft of your ring.
Damage or destruction of your ring.
Mysterious disappearance of your ring.
Worldwide travel with your ring.
If you ever need to make a claim, you can contact King Price’s friendly and efficient team, who’ll assist you with the process and help you get your ring back or replaced as soon as possible.
Insuring your engagement ring with King Price is easy, affordable and smart. Don’t wait until it’s too late, get your ring insured today and enjoy the royal treatment from the king of insurance. For a commitment-free quote, simply click here or WhatsApp us on 0860 50 50 50.
Psst… This blog provides general info only, and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here.
Our website T’s and C’s can be found here.
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How to insure your engagement ring with King Price
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Learn how to insure your engagement ring with King Price, the king of insurance and service. Follow these simple steps and enjoy your ring with peace of mind.
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The king
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King Price Insurance
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