WHOLE LIFE INSURANCE WITH ONE AMERICA.

Okay so I have a question, regarding to a whole life insurance with One America I did get almost a year ago. So my life insurance agent explained to me that after a year I would be accumulating what’s called cash value or flow I don’t remember the term. I am about to have a year with this life insurance policy, I logged into my account today to check and there’s no cash value accumulated yet I don’t know if it’s because the year hasn’t been completed or what’s going to happen. I need to cancel my life insurance after a year, I don’t have a steady job due to life challenges anymore and I tried to cancel it after 6 months of having it but my agent ( ex boyfriend) persuaded me not to. I don’t want to lose any money and the reason I signed up for it, it was because my ex boyfriend pushed me so hard and said I was going to accumulate the cash after a year. Now I’m screwed because I want to cancel it but idk if it would accumulate the money he said I was going to or not. The reason why i don’t ask him it’s because he’s a fucking asshole and I genuinely don’t want anything to do with him anymore, I need to figure out if I’ll get the cash flow after a year or not. So does anyone have the same life insurance? Can someone give me some insight? I’m 1 month away from completing a year with it.

Thank you!

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