Switching jobs, Imagine 360, marketplace questions

Our family of 5 is on my husband's insurance. He is switching jobs. There will be 1 month (December) between end of coverage of his current job and start of the next coverage for his new job where we will have to figure out insurance.

COBRA is expensive and 3 of us are on medications that we cannot miss for the month. I'm thinking of going through the marketplace but I don't know how to navigate this. First, am I even able to apply to marketplace while we have insurance? Since we haven't yet had that life event (he is still at his old job until Tuesday and starts the next the following Monday after Thanksgiving) Second, if we like it will we be able to keep it once he is eligible through his job?

He is going to be getting insurance through Imagine 360 which I've never heard of, don't understand when I try to research it, and currently have no access to what providers or medication coverage is (that I can tell) to figure out how useful it will be.

I'm genuinely confused.

submitted by /u/Fresh_Ad4076
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