Confused if i should cancel my policy or not

I started saving when i was 20 or 21 or something in 2017 but now i can't really maintain these premiums. And I've never had trouble paying these premiums ever until now.

Situation: Some years have passed and now im back in school as a full time student, and im on a study abroad program across the world. Student loans just give me enough money for groceries and rent and the rest is basically gobbled up from this insurance. i.e my parents are basically paying for it, and my groceries (sadly i cant work because the berueacracy in this country is slow as crap and my student residence permit is still expired ~6 months now).

I have no idea if i should cancel the policy or if there's even a way to lower the payments? (Also this is my one time to travel europe and everyone around me is going somewhere every other week, meanwhile im stuck here being conservative with my money for the next month. It's all groceries and rent, 0 leisure activities at this point, and besides, i probably cant even leave the country since i have no residence permit. Aka, I might have difficulties getting back in so I've heard)

Any tips on what to do?

submitted by /u/Kyrxon
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