I am confused about Cost Sharing Reductions

I am trying to choose a plan for 2024 in the MNsure marketplace. I qualify for a tax credit of $169.33 and Cost Sharing Reduction at 73% (I’m in the 200-250% FPL range). I don’t really understand how this 73% cost sharing reduction works and I am hoping someone could please explain it to me. I understand that I need to choose a silver plan in order to get the cost sharing reduction. I don’t understand how much the deductible and the out of pocket maximum is impacted by the cost sharing reduction. I am trying to decide between choosing a silver plan and utilizing the cost sharing reduction or a gold plan and not utilizing the cost sharing reduction.

Here are the details for the silver plan (EPO):

-Premium: $83.69/month after tax credit

-Deductible: $3150

-Primary care visits: $15/30%

-Out of Pocket Max: $6900

Here are the details for the gold plan (HSA PPO):

-Premium: $142.69/month after tax credit

-Deductible: $3200

-Primary care visits: 5% coinsurance

-Out of Pocket Max: $4800

When I preview the plans while not logged into my account and do not try to apply with financial assistance, it looks like the deductible for the same silver plan is $3500 and the OOP is $8700. Does this mean that the cost sharing reduction of 73% has already been applied to the deductible and OOP on the silver plan in my account OR should I expect a lower OOP than $6900 with the cost sharing reduction? If it is already applied, it doesn’t seem to make much sense to go with the silver plan when the OOP is much less for the gold plan. I think I may have answered my own question already but I want to be 100% confident with the plan I choose. Thank you for the help!