Hello reddit,

I couldn’t figure this out on my own and didn’t know who else to ask so here I am. If anyone has been in a similar situation, I would love some advice.

My father is soon to recieve medicare benefits (this january) and I am worried about my mother’s health coverage. They are currently both enrolled in a Marketplace plan, but starting next year I am unsure how to proceed. I have done a little research and learned that I am unable to have her on my employers plan.

My parents are married and file taxes together, but my mother doesn’t have any income of her own (stay at home mom). My father will likely continue to work and have income above the poverty line if that’s important.

My question is: will my mother still qualify for Market place insurance premiums even if my father has medicare starting next year? If not, what options does she have?

Ideally, I’d also want my father to stop working/work less, would that change anything as well? We live in texas for reference.

Any help is greatly appreciated. Thanks in advance.

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