The Frosty Nightmare: Damage Caused by Frozen Pipes in the Home

Like migratory birds, many New Jersey residents soon will be headed to warmer climates, like Florida, for the winter months. But when you’re packing, do you ever think of turning off the water to your house?

Unfortunately, homeowners who return from vacation sometimes find that the cold weather in South Jersey caused pipes to freeze and burst, leaving behind severe water damage.

In fact, water damage from frozen and burst pipes is a leading cause of commercial property losses. Just one deep freeze event in December 2022 caused over $5.4B in insured losses.

Here is some helpful information to prevent the havoc that burst pipes can cause in your home.

What causes the pipes to burst?

When water freezes, it expands and puts pressure on the walls of the pipe. If the pressure becomes too high, the pipe can crack or burst. When the ice thaws and water begins to flow again, it can result in a flood that damages walls, floors, and belongings.

What types of damage can result from burst pipes?

Water damage is caused by burst pipes. If this happens, it can lead to structural damage, promote mold growth, and require extensive cleanup and restoration efforts.

Mold and Mildew

Moisture from frozen pipe leaks can create the ideal environment for mold and mildew growth. Mold not only damages your home’s structure but can also pose health risks to you and your family. Breathing in mold spores can lead to respiratory problems and other health issues.
You can reduce the risk of mold growth by ensuring proper ventilation and maintaining indoor humidity levels below 50%. Address any water leaks or moisture issues promptly, and consider using dehumidifiers in areas prone to humidity.

Damage to Personal Belongings

When frozen pipes lead to water damage, personal belongings are often the first casualties. Furniture, electronics, carpets, and sentimental items can be ruined in a matter of minutes if exposed to water from burst pipes.
To prevent damage to belongings, you should store valuable or sentimental items in areas less prone to water damage or consider elevating them off the floor. Invest in waterproof containers for important documents and electronics. Regularly check for leaks or signs of moisture in storage areas.

Structural Damage

Frozen pipes can weaken a home’s structure over time. Water infiltration can damage wooden beams, drywall, and other building materials. The longer these issues go unnoticed or unaddressed, the more extensive and costly the repairs become.

What can be done to prevent this?

There are steps you can take to avoid burst pipes that will save you both money and heartache.

Generally, if you won’t be home for an extended period, the water should be turned off. Turn off the water valve to the main line.
Ensure proper insulation in areas prone to freezing, like crawl spaces, attics, and basements.
Insulate pipes with foam sleeves or heat tape and seal any cracks or gaps in your home’s exterior to prevent cold air infiltration.
Install a water leak detection system in your home that can alert you to leaks or bursts before they become catastrophic.
Regularly inspect your home for signs of water damage and address any issues promptly. Proper insulation and maintaining a consistent indoor temperature can also help prevent pipes from freezing.
Keep your home heated above 55°F and let your faucets drip during cold weather.

What steps should be taken to cover any damages if pipes do burst?

Luckily, these disasters are covered under your homeowners insurance. If you experience damage from burst pipes, it’s important to contact your insurance company as soon as possible to report the damage and start the claims process. They will guide you through the necessary steps to document the damage and make a claim.

Glenn Insurance is here to help. To get a homeowners quote, call us at 1-888-OK-Glenn or click here.

Remember, a little preparation and maintenance can go a long way in safeguarding your home during the chilly winter months. Frozen pipes may seem like a minor inconvenience, but they have the potential to cause significant damage to your home, your belongings, and your wallet.

By taking preventive measures and staying vigilant, you can minimize the risks associated with frozen pipes and protect your home from the devastating consequences of burst pipes, water damage, mold, and structural issues.

If you are lucky enough to be a snowbird, enjoy your time in the sunshine and we’ll see you back up North when the warm weather is here again!