Unemployed w/ chronic cancer, copay exception?

Hi everyone,

I'm trying to navigate the Texas marketplace as a single 38 yr old with some chronic conditions to find the most cost effective plan and it's just slightly overwhelming.

The main issue is, I take chemo called Sprycel 100mgs in the form of a daily pill. This condition also requires specialist visits quarterly w/ lab work, as well as regular visits to my PCP to handle HBP and other side effects. On top of that, I need the ability to go to urgent care or er on the chance there's a health scare (and ideally, not go completely broke doing so).

Sprycel is $15K per month and that's the largest issue with a lot of these plans except for AetnaCVS, who say it's covered. The formulary actually says it's copay exception.

Am I right in interpreting that as no cost? And at that point, just trying to choose the lowest cost impact Aetna plan?

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Any other plan suggestions would be amazing as well, as my COBRA is $900.

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