So I have United Healthcare from the company I work at. I have a high deductible of $2500. Recently, I had a stye that had grown abnormally large in one eye. Yesterday, I went to an optometrist and they charged $10 in copay for eye tests. They referred me to an in-network specialist that I went to today. The specialist charged me $50 copay and $200 deductible. To confirm if this was correct, I called my health insurance and they said they should have only charged the copay. When I asked the specialist what the deductible was for, they said it's because I have a high deductible ($2500). But this contradicts what my health insurance themselves said. The $50 copay is mentioned in my benefits for visiting a specialist. Anyhow, I ended up paying. After running all the tests, they said I have to pay another $400 bucks for the actual surgery. It turns out the $200 deductible was for "visiting" them and for the "tests" they ran on my eye. These tests are the same exact tests that were ran on my eye yesterday at the optometrist. I asked them a receipt that shows what "tests" were ran to justify the $200 and what the "procedure" was that was done to my eye to justify the $400. They provided me a generic receipt that is. Just proof of purchase but doesn't list what was done to my eye and said I will get the report within 10 days. What should I do in this situation?

submitted by /u/Arsal11373
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