Missed open enrollment, what are my options?
So my open enrollment closed Friday and I completely forgot to do it. No excuses it’s my mistake and forgetfulness. They reminded us multiple times, but I work in home health so during the day at work I don’t have much down time for admin tasks as I’m traveling from visit to visit. I meant to do it when I came home Friday which was the kiss of death.
Realizing my huge mistake, I immediately emailed my hr benefits for person if they could make an exception or to see if I could qualify for QLE. She said there’s none I qualify for and that open enrollment was over. Period.
Just jumping on here to see if there’s any practical advice for what my other options are? I live in MA and I’ve been looking into mass health but it’s all pretty confusing. Unfortunately my husband’s open enrollment happened earlier in the year so I can’t get on his. Thanks in advance for any suggestions!
Edit: I don’t believe I qualify for mass health I think I make to much money (although to be fair my understanding of the charts provided online is debatable).