Need to switch LACARE pasc plan to medi-cal or lacare coveredca to get doctors around me but having a hard time filling out application. California.

I was told by lacare that I need to switch health insurance to get doctors around me (closest available pcp is over 1hour away from me and has no clue about my specific ailments) so I was told to sign up on benefitsca.gov

I didn’t have income for 2 months because I work as a caregiver currently and my recipient has been in the hospital recovering.

I am confused about expenses on benefitsca.gov, I live with my recipient because I gotta be there 24/7 even if I don’t get paid for all of it because of dementia and being bed bound, is it fair to say I “work for rent” do I even have to fill that part out? Its so complicated for me because although they don’t make me pay for rent I have to pay for house repairs (like ac repairs and roofing repairs constantly because its a old house) and also buy all the food and many other things like medical supplies that is just to bothersome to get receipts and write down.

Can I just leave that part blank and can they just see my income and decide of that like this years tax returns? Would maybe just signing up through coverdca be easier? This year I will be making less then 23000 because I have no work right now but will have work again in a couple weeks, would that qualify me for magi medi-cal or should I just get private health insurance? I really need to see a doctor but haven’t been able to because my current health insurance doesn’t cover anyone around me. I am having a hard time understanding magi medical.

would magi medical be the same as these cost reduced plans and be considered “medical”? And would that allow me to avoid the “life qualifying event”? Or am I screwed and magi medical is not the same as plain medical and thus I don’t have a “qualifying event” and do cost reduced plans also fall into that category or are they separate things?

Can I just buy additional health insurance because this health insurance I currently get through my union is very cheap, so can I just buy another health insurance plan through the market place without a qualifying life event?

Does it matter whether I sign up on either coverdca or benefitsca?

I tried signing up for coveredca but the application is saying my verification failed I guess I will have to call tomorrow.

Sorry if everything seems so sporadic I am super tired and stressed out over this I have been on the call with so many people and my health insurance to even figure out its not covered. Thank you for trying to help.