Dairyland Insurance: Total Property and Casualty Insurer

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Dairyland Insurance: Total Property and Casualty Insurer

I started Insurance Blog by Chris™ because I have a passion for insurance. Here at the blog, our job is to educate and inform people about the best insurance for them.
Since then, we have grown into national brands with a large team of researchers helping people understand all forms of insurance.

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states.
After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insu…

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Reviewed by



Rachael Brennan


Licensed Insurance Agent

Rachael Brennan

UPDATED: Mar 24, 2022

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Here’s the Scoop

Dairyland offers three types of insurance products
Dairyland has been in business for more than 60 years
Minimum insurance requirements vary by state

If you love hopping on your motorcycle to cruise the open road or taking your ATV out into the woods so you can revel in nature, you need to have good insurance. Proper insurance coverage can help you get repairs made to your vehicle and help you pay for medical expenses if you’re hurt in an accident. Dairyland can help you get the coverage you need to be protected if you don’t have the best motorcycle insurance.

Keep reading this Dairyland insurance review to learn more about the coverage sold by this company and discover if Dairyland can meet your coverage needs.

What is Dairyland insurance company?

Founded in 1953, Dairyland insurance company has its roots in Wisconsin, but these days the insurance company provides coverage to more than 20 states. Dairyland’s CEO is Brent Ridge, and the head office is located at 1800 N. Point Dr., Stevens Point, Wis. 54481. You can call 800-334-0090 if you want to learn more about this company.

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What coverage does Dairyland Insurance provide?

Dairyland can provide you with:

Let’s take a closer look at the coverages these policies provide, so you can determine if Dairyland is the right insurance company for you.

Car Insurance

When you purchase a Dairyland auto insurance policy, you will be able to purchase standard coverage options and SR-22 insurance if you need it. However, bear in mind that Dairyland’s coverages will vary from state to state. If you’re not sure a car insurance policy from Dairyland is right for you, you can always check out free Dairyland auto insurance company reviews online.

Motorcycle Insurance

Dairyland offers traditional motorcycle insurance coverage for motorcyclists as well as coverage for special equipment and roadside assistance. You can get insurance for nearly any motorcycle, including cruisers, touring motorcycles, and sports bikes.

Off-Road Insurance

If you love riding an ATV or a dirt bike, Dairyland can help you and your off-road vehicle stay protected with coverages like these:

Guest passenger
Medical expense
Optional/special equipment
Personal injury protection (PIP)
Physical damage plus
Property damage
Underinsured motorist bodily injury
Submersion coverage
Enhanced permissive use
Transport trailer coverage

As you can see, a Dairyland off-road insurance policy can keep you protected no matter if it’s just you or you and a friend on your off-road vehicle.

Are Dairyland rates affordable?

Dairyland doesn’t provide sample rates on its website, so you’ll need to request a free quote online or call 1-844-242-4468 to determine how much you may pay for your coverage. Remember that your rates can be influenced by your credit score and driving history. If you can raise your credit score and follow safe driving practices, you can increase your chances of securing a low rate.

Is Dairyland Insurance highly rated?

A.M. Best awarded, Dairyland an A+ rating. With such a high rating, you can rest easy knowing that this insurance company has the financial strength to reimburse you for any claims you may need to file. Although Dairyland isn’t a Better Business Bureau accredited company, it does have an A+ rating on that site, and it has earned 4.7 / 5 stars from over 250 customer reviews on TrustPilot.

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Is it easy to file a claim with Dairyland?

Thankfully, Dairyland makes filing a claim simple. You can call the Dairyland Insurance claims department at 800-334-0090 any day during the week to get your claims process started.

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Do drivers need to have car insurance?

Most states require drivers and motorcyclists to at least own liability insurance. Below, you can see what the minimum insurance requirements are in your home state:

StatesCoverage Requirements

Florida$10k property damage liability per accident
$10k personal injury protection

California$15k bodily injury liability per person
$30k bodily injury liability per accident
$5k property damage liability per accident

Delaware$15k bodily injury liability per person
$30k bodily injury liability per accident
$10k property damage liability per accident

Pennsylvania$15k bodily injury liability per person
$30k bodily injury liability per accident
$5k property damage liability per accident
$5k medical benefits

Arkansas, Delaware, Nevada$15k bodily injury liability per person
$30k bodily injury liability per accident
$10k property damage liability per accident

New Jersey$15k bodily injury liability per person
$30k bodily injury liability per accident
$5k property damage liability per accident
$15k personal injury protection

Louisiana$15k bodily injury liability per person
$30k bodily injury liability per accident
$25k property damage liability per accident

Michigan$20k bodily injury liability per person
$40k bodily injury liability per accident
$10k property damage liability per accident

Iowa$20k bodily injury liability per person
$40k bodily injury liability per accident
$15k property damage liability per accident

Hawaii$20k bodily injury liability per person
$40k bodily injury liability per accident
$10k property damage liability per accident
$10k personal injury protection

Indiana, Montana, New Mexico, Washington$25k bodily injury liability per person
$50k bodily injury liability per person
$10k property damage liability per accident

Colorado, Idaho, Tennessee$25k bodily injury liability per person
$50k bodily injury liability per accident
$15k property damage liability per accident

Kentucky$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$10k personal injury protection

Wyoming$25k bodily injury liability per person
$50k bodily injury liability per accident
$20k property damage liability per accident

Alabama, Arizona, Georgia, Mississippi, Ohio, Oklahoma, Rhode Island$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident

Maryland$30k bodily injury liability per person
$60k bodily injury liability per accident
$15k property damage liability per accident

Utah$25k bodily injury liability per person
$65k bodily injury liability per accident
$15k property damage liability per accident
$3k personal injury protection

Texas, North Carolina$30k bodily injury liability per person
$60k bodily injury liability per accident
$25k property damage liability per accident

Connecticut$20k bodily injury liability per person
$40k bodily injury liability per accident
$10k property damage liability per accident
$20k uninsured/underinsured motorist coverage per person
$40k uninsured/underinsured motorist coverage per accident

Kansas, Wisconsin$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured/underinsured motorist coverage per person
$50k uninsured/underinsured motorist coverage per accident

WA, District of Columbia$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured/underinsured motorist coverage per person
$50k uninsured/underinsured motorist coverage per accident
$5k uninsured/underinsured

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Illinois$25k bodily injury liability per person
$50k bodily injury liability per accident
$20k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident

Massachusetts$30k bodily injury liability per person
$60k bodily injury liability per accident
$15k property damage liability per accident
$20k uninsured motorist coverage per person
$40k uninsured motorist coverage per accident
$8k personal injury protection

Missouri$30k bodily injury liability per person
$60k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident

Nebraska, South Dakota$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident

Alaska$50k bodily injury liability per person
$100k bodily injury liability per accident
$25k property damage liability per accident

Oregon$25k bodily injury liability per person
$50k bodily injury liability per accident
$20k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
$15k personal injury protection

Minnesota$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
$40k personal injury protection

South Carolina, West Virginia$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident
$25k uninsured motorist coverage per person
$50k uninsured motorist coverage per accident
$25k uninsured motorist property damage coverage

North Dakota$25k bodily injury liability per person
$50k bodily injury liability per accident
$25k property damage liability per accident
$25k uninsured/underinsured motorist coverage per person
$50k uninsured/underinsured motorist coverage per accident
$30k personal injury protection

Vermont$25k bodily injury liability per person
$50k bodily injury liability per accident
$10k property damage liability per accident
$50k uninsured motorist coverage per person
$100k uninsured motorist coverage per accident
$10k uninsured motorist property damage coverage per accident

Maine$50k bodily injury liability per person
$100k bodily injury liability per accident
$25k property damage liability per accident
$50k uninsured motorist coverage per person
$100k uninsured motorist coverage per accident
$2k medical payments coverage

New York$25k bodily injury liability per person
$50k bodily injury liability per accident
$50k liability for death per person
$100k liability for death per accident
$10k property damage liability per accident
$50k personal injury protection
$25k uninsured motorist coverage per person
$50k underinsured motorist coverage per accident

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Remember that only meeting the minimum insurance requirement isn’t a recommended practice. If you cause an accident and damage someone’s brand-new Lamborghini, you’ll be financially responsible for any damages that exceed your insurance limits.

What You Need to Know About Dairyland Insurance

Dairyland insurance products could be a good fit for individuals who love going on adventures both on and off the road. Dairyland has high ratings, so you can rest easy knowing that your policy is in good hands.

You can get a free quote online to find out how Dairyland coverage could cost you, but you should also get quotes from at least three other companies to ensure you’re getting the best deal.