[GA – Marketplace Aetna Plan] ALL docs on the in-network list & the PCP on my card don’t accept it. Can I change insurance now?

[GA] I specifically signed up for this Aetna Plan thru the Marketplace in December because all my providers were listed as in-network both online & when I called Aetna with their NPI numbers. Since it was a new plan, the providers themselves told me to call when I got my insurance number to verify benefits.

Now that I have my card, with my PCP even listed on my card, every single provider I have called says they don’t accept my insurance. This includes not just my PCP, gyn and a specialist, but also any cold calls I’ve made from the in-network list to find a new PCP.

This isn’t a cheap plan ($540/month) & I’m a contractor so I have to buy thru the marketplace. Is there a way to get the marketplace to change me to an Ambetter plan, which is the only plan that any providers in my area are accepting, regardless of what Aetna says.

Since no one is accepting any Aetna marketplace plan, can I at least be switched to a cheaper Aetna marketplace plan, so at least I’m spending $300/month instead of $600/month for a plan that looks like it will only be for catastrophic care

It’s scary to think I can only go to the CVS minute clinic for healthcare until next Year since even the urgent cares I’ve called won’t take this plan.

submitted by /u/Freepurrs
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