Medicare Questions
Location: TX
My dad will start Medicare in April and I signed up for part A and B for him. I did some research on Medicare and it looks like he'd need to decide to either go with a Medigap plan + part D or a Medicare Advantage plan. I have a few questions that I hope to find answers for.
If he enroll in Medigap, can he enroll in an Advantage plan next year (like not stuck with 1 type)? I've heard if he enrolled in Medigap the first year, medical underwriting will be waived. What about the following years? Does he need to pass medical underwriting every year he enroll in Medigap? If he doesn't have to pass medical underwriting the following year (first year Medigap), what if he enrolled in Medicare Advantage the second year then the next year he decided to enroll in Medigap, does he have to pass medical underwriting the 3rd year? When I looked up plan Ds on the Medicare website, it looks like all of them don't cover "Chemotherapy drugs". Is it cover elsewhere? Just want to make sure all his bases are covered. submitted by /u/minhtuanta
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