Would I benefit for opting with COBRA instead of unsubsidized insurance plan from new employer?

I lost my full-time job where I had subsidized by employer PPO plan from BlueShield of CA, $1750 HSA High Deductible.

I just accepted a job offer where for a big tech company I expect to work there first year as a contractor. I start there there before end of this month and my employers will last till end of this month.

I have contract through YOH and noticed their premiums are quite steep (no subsidy) and benefits not so great. In fact providing less for more than if I paid 102% for my current plan. In fact CoveredCA seem to have better plans in comparison but not as good my current plan. . I think will be better off with COBRA where I would pay just as much per month and get slightly better deductible which I already partially met for the remainder of this year.

The catch is, are premium after-tax? Can I claim them for deduction? Can I still make my own contributions and claim tax credit deduction for them next year?

submitted by /u/ZD_plguy17
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