Does your secondary insurance automatically become primary when you lose the employment insurance? (secondary is Medicaid)

Aetna-Primary for the next week or so

Medicaid-secondary

I just resigned from my job and I’m waiting for the resignation to process. Once it processes, I’ll lose Aetna.

My former job provided the Aetna Caremark insurance, which is terrible. Theres a med I need for my migraines and no matter how many appeals & PA’s are sent, they refuse to cover anything. When its processed through the pharmacy with Medicaid as secondary, Medicaid rejects & says to use the primary. Cant use both, so unfortunately I’ve been paying 450 dollars a month 🙁

I have full coverage with straight Medicaid (no official plan currently), according to the MI.Gov website. I have no idea how any of this works. Am I going to have to enroll in a plan, such as Molina through Medicaid? Or does that just depend on my living situation? If so, should I get a head start and start that process now? All I know is that if I can keep straight medicaid, it’ll be easier because it doesn’t require the waiting for the PA on the drug I desperately need. I was due for this med 2 weeks ago….. and I have higher hopes of the Molina PA going through regardless. I had that insurance plan a while back and never had issues.

I guess my MAIN question is..

Does Medicaid secondary automatically switch to primary when you lose your main insurance? I’d just like to be on top of this. Everything’s been a real big issue so far. Do I need to make any phone calls or fill any enrollment things out online. The more I explain, the more questions I have. I’ll leave it at this for now.

Thanks for your help.

also, I’m a 24 year old female and as soon as my resignation processes.. I won’t have an income for a while.