How To Reduce Your Mobile Home Insurance Cost in Florida 2023

In Florida, policyholders can choose from several mobile home insurance coverage types. Some of the common types of coverage include:  

Dwelling Coverage: Mobile home insurance protects the long-term parts of your mobile residence, like walls and roofing. If they get damaged due to a covered event, you can ensure that the policy takes care of repairs or replacements!  

Personal Property: Your items are safeguarded against theft or damage wherever possible. For peace of mind, this coverage has you covered – from those beloved bicycles to treasured furniture and electronic devices. However, remember there is usually a deductible before insurance kicks in!  

Liability Protection: You’re covered if you find yourself responsible for an incident resulting in injury, death, or legal costs – take comfort knowing your medical bills and other expenses are covered up to the coverage limit.  

Additional living expenses coverage: This covers the cost of temporary housing if the mobile home becomes uninhabitable due to a covered loss.  

Medical payments coverage: This covers medical expenses for anyone injured on your property, regardless of who is at fault.  

It’s important to note that the coverage options and limits may vary depending on the insurance company and the policy purchased. It is always good to check with the insurance company and compare the options before buying a policy.