How to get an Insurance License – The First Step to Become an Insurance Agent

Step Three: Research about insurance license requirements in your state

Requirements vary for acquiring an insurance license depending on which state you want to sell policies in. Did you know that you can live in one state and sell policies in another? Educate yourself on the various licensing requirements provided by the department of insurance in the state you wish to sell policies in to find out what you need to do to take the licensing examination.

Furthermore, check out the National Association of Insurance Commissioners (NAIC) website for more information and consult with any insurance company.

A majority of states require you to complete a pre-licensing insurance course before registering for state licensing exams. Enroll in a state-approved coursework program before your license examination.

For example, the California Department of Insurance approves the Property Casualty/Broker-Agent Course program from MGT Insurance School. Moreover, a program like that can help aspiring agents understand property-casualty insurance better.

Step Four: Take your insurance licensing examination

All states require their applicants to submit documents for a background check relating to their work history and criminal record. These documents include a state exam certificate, fingerprint card, a citizen affidavit, and a background report. The state insurance board will review, approve, and issue your license.