I’m pregnant (22F), I give birth in October, and my health insurance ends in a month.

Hello! I am absolutely dumbfounded by my options and how this works. I (22F) was kicked off my parent’s health insurance at 18 and was using my University’s healthcare plans throughout college. Now that I am graduated, and my health insurance ends in about a month, I am scrambling to figure out how to continue receiving care.

I did tons of research and it seemed simple– I do not qualify for Medicaid (im about 4k above the Florida poverty line) but I still apply on healthcare.gov. But is that really it? Now I just wait and pray they reach out this week, tell me I don’t qualify for medicaid, and I get on a savings healthcare plan similar to my current one (with my providers in network) prior to my coverage ending? What are the chances this is not done in time and I’m stuck paying delivery bills without insurance?

On top of that, if they don’t get back to me in time, do I just purchase short-term care until the market opens back up? This I understand quite less, and every time I have called different insurance networks they are so absolutely unhelpful it is driving me insane. I get passed around 1000x, there’s a huge language barrier, and they all tell me different things.

Any advice would be so appreciated, I feel like I am going insane trying to make sure I am not destroyed by bills the next three months before the baby is even here.

Note: The father and I are not married, so he cannot put me on his health insurance, and he doesn’t want to put the child on his insurance either.