Insurance repeatedly states my procedure is fully covered, but hospital still wants to bill me?

Basically as the title says: I have contacted my insurance multiple times to confirm this. I’m having a bi-salp done in August, and according to multiple representatives I’ve spoken with at Blue Cross, this procedure is 100% fully covered (appointments, the surgery, anesthesia, everything) due to the Healthcare reform act as long as the hospital is in-network, and the diagnosis is for sterilization. I have been told the ONLY way this procedure would be subject to my deductible/copay/anything else is if it was diagnostic, and being used as a treatment for a medical condition.

I do not have any medical conditions this would be a treatment for. I expressed heavily to my doctor during the consultation that I want this done purely for sterilization so that I can get off of hormonal birth control. At this point I feel like the only legal way they could bill it would be for sterilization, since my health records would not support it being used as a diagnostic treatment for anything. Both my OBGYN and the hospital it will be done at are both in-network.

The procedure code is 58661, and I have confirmed multiple times again with Blue Cross that yes, this procedure and everything associated with it are 100% fully covered due to the Healthcare reform act. My OBGYN billing office was not aware of this act when I first called them to double check everything, and they told me that they were told by Blue Cross that I owe part of my deductible, as well as additional charged the hospital may add. I am currently waiting for a call back from them to see what diagnosis code they sent.

See also  has anyone had any issues with Ambetter and them requiring prior authorization for stuff?

At this point, should I even worry about the charges since I have gotten confirmation multiple times from multiple people at Blue Cross about this being covered?? I still have time to get this sorted out, I’m just trying to understand what might happen. Thanks in advance!