Whole life expires?

I bought a whole life policy from Western Southern when I was 21. I remember being told it would provide me with an income in retirement and/or would be an investment. I don’t remember what I originally paid, but about 15 years into it, I was widowed and upped the policy to $200,000 at a cost of $55/month.

Now I am 61 and am very financially secure. I don’t really need life insurance. It’s only $55/month – but I was thinking about cashing it out. The cash value is about $17,000 and about $100/month is being consumed to cover the higher cost of the insurance now. I was going to either use the money to buy long term care insurance or just put into the stock market.

BUT, as I was looking at my most recent statement, there is something about an “end date” = 65. What? Did I pay into this all these years, thinking it was life insurance + an investment….yet all the money will be gone by the time I get to retirement?

And yes, I will call their office – but I know that the turnover rate there is extremely high, so I don’t feel confident I’ll get a good answer and they’ll want me to keep it. So I wanted to see what others here say.