Is war covered by the HO-2 and HO-3?

Is war covered by the HO-2 and HO-3?

An HO-2 policy puts The burden of proof is yours to prove that your loss was caused by one of the named perils. The HO-3, on the other hand, is what is called an “”open”” perils policy. Everything is covered except what is specifically excluded. For example – earth movement, flood, nuclear hazard, and war are excluded.