What is the difference between accident insurance and AD&D?

What is the difference between accident insurance and AD&D?

Accidental Death & Dismemberment (AD&D) Insurance provides benefits if you die as the result of an accident or suffer a permanent impairment such as paralysis, loss of limb(s), eyesight, hearing or speech. Accident Insurance provides a cash benefit if you experience an injury or die as a result of a covered accident. Dec 16, 2021

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