Which benefit is normally payable to a life insurance policy owner when the insured life expectancy has been severely limited?

Which benefit is normally payable to a life insurance policy owner when the insured life expectancy has been severely limited?

An Accelerated Death Benefit (ADB) allows a life insurance policy owner to receive a portion of their death benefit from their insurance company in advance of their death. In most cases, the policyholder must be terminally ill, usually with a life expectancy of two years or less.