When comparing a joint life policy to two individual life policies of the same amount on the same insureds which condition is true?

When comparing a joint life policy to two individual life policies of the same amount on the same insureds which condition is true?

When comparing a joint life policy to two individual life policies of the same amount on the same insurance, which condition is true? Since right life only pays one death benefit ( at the first death ) it’s premium is less than the total of two individual policies.