What are some pros and cons of an HMO plan?

What are some pros and cons of an HMO plan?

HMOs Offer Lower Cost Healthcare PPOs typically have a higher deductible than an HMO. Co-pays and co-insurance are common with PPOs. Out-of-network treatment is typically more expensive than in-network care. The cost of out-of-network treatment might not count towards your deductible. Jan 24, 2018