What’s the difference between an HMO and a POS?

What’s the difference between an HMO and a POS?

What is the difference between an HMO and POS? Members have to receive in-network care for both POS and HMO plans and both types of plans have restricted networks. They’re different in one key way: POS plans don’t require referrals to see specialists, but HMO plans demand a referral to see a specialist. Nov 10, 2021