Do I have to pay an excess if it is not my fault?

Do I have to pay an excess if it is not my fault?

When you won’t pay an excess That’s because your losses aren’t covered and, when someone claims against you, your insurer covers it. If you’re found not to be at fault, your insurer claims the excess back from the at-fault party’s insurer, along with other costs. Jul 1, 2019

See also  Do you have to declare motorbike accidents on car insurance?