What is group plan?
What is group plan?
In general, a health plan offered by an employer or employee organization that provides health coverage to employees and their families.
What is the birthday rule?
• Birthday Rule: This is a method used to determine when a plan is primary or secondary for a dependent child when covered by both parents’ benefit plan. The parent whose birthday (month and day only) falls first in a calendar year is the parent with the primary coverage for the dependent.
How do you avoid a spousal surcharge?
To avoid paying the surcharge, your spouse or partner can enroll in his or her employer’s medical plan. You’ll want to compare coverage and total costs both ways to see what makes sense for your family.
Is it worth it to have 2 insurance?
There are potential benefits to having more than one health plan. Having multiple health insurance policies may mean extra help with medical costs, since dual coverage lets people access two plans to cover healthcare costs. Jan 21, 2022
What are the pros and cons of Aflac?
Answer a few questions to see personalized rates from top carriers. Pros Cons Pays out cash quickly for covered claims No online quote system; you must request for someone to contact you Available through the workplace or directly to individuals Limited whole and term life insurance options 3 more rows • Dec 30, 2021
What is better than Aflac?
Aflac competitors include Liberty Mutual Insurance, Humana, Allstate, State Farm Insurance and Aetna.
Can you get Aflac If you are retired?
Can I continue my AFLAC, American Fidelity and/or Western insurance coverage after I retire? Yes, but you will need to contact the applicable company directly to make arrangements for payment: American Fidelity 775-829-1313.
