What is never a component of basic home insurance?

What is never a component of basic home insurance?

Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won’t be covered.

Who is Lemonade insurance owned by?

Daniel Schreiber is the CEO & Co-Founder of Lemonade (NYSE: LMND), a newly licensed insurance company, starting with homeowners and renters in New York.

What states have Lemonade insurance?

Lemonade is already available in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North …