Does home insurance cover mold?

Does home insurance cover mold?

Key Takeaways. Mold coverage isn’t guaranteed by your homeowners insurance policy. Typically, mold damage is only covered if it’s related to a covered peril. Mold damage caused by flooding would need to be covered by a separate flood insurance policy.

Does homeowners insurance cover bathtub overflow?

Does Homeowners Insurance Cover Bathtub Leaks? Your bathtub leaking or overflowing (your 5 year old leaves the water running and walks away) is something that will generally be covered. Again, sudden and accidental is what’s important here; and in most cases, a bathtub leaking or overflowing is sudden and accidental.

How do you know if your bathroom floor has water damage?

Signs You Have Water Damage Musty smell. Recurring mold and mildew. Warped walls. Spongy, soft floor. Jan 31, 2017