Does Florida require wind insurance?

Contents

Do I need windstorm insurance? Windstorm insurance covers property damage and dwelling by strong winds, rain, hail, dust and other substances caused by windstorms. Although Florida’s law does not require homeowners to obtain windstorm insurance, most mortgage lenders do. May 7, 2021

Is wind mitigation required in Florida?

Surprisingly, as of November 2019, wind mitigation inspections are not required in the state of Florida. But they are something that EDC highly recommends for every Florida homeowner. Aug 23, 2018

Does insurance cover a 20 year old roof in Florida?

Metal and tile roofs are generally allowed up to 20 or 25 years, and some companies are listed as willing to insure homes with metal or tile roofs as old as 40. Those insurers could be among many that are currently not writing policies in South Florida and therefore weren’t available to Lilly. Jul 26, 2021