What are the 2 types of home insurance?

What are the 2 types of home insurance?

Types of Home Insurance in India Standard Fire and Special Perils Policy. …Home Structure/Building Insurance. …Public Liability Coverage. …Personal Accident. …Burglary & Theft. …Contents Insurance. …Tenants’ Insurance. …Landlords’ insurance. More items…

What are 2 things not covered in homeowners insurance?

Standard homeowners insurance policies typically do not include coverage for valuable jewelry, artwork, other collectibles, identity theft protection, or damage caused by an earthquake or a flood. Jul 12, 2021

Is flood damage covered by homeowners insurance?

Your standard homeowners policy doesn’t provide flood coverage. It’s important to note that, as a rule, homeowners and renters insurance does not cover damage from flooding.