What are 2 items that are not in your credit score?
What are 2 items that are not in your credit score?
Your credit report does not include your marital status, medical information, buying habits or transactional data, income, bank account balances, criminal records or level of education. It also doesn’t include your credit score. Apr 10, 2021
Is it true that after 7 years your credit is clear?
Most negative information generally stays on credit reports for 7 years. Bankruptcy stays on your Equifax credit report for 7 to 10 years, depending on the bankruptcy type. Closed accounts paid as agreed stay on your Equifax credit report for up to 10 years.
How can I wipe my credit clean?
How to Clean Up Your Credit Report Pull Your Credit Reports. …Go Through Your Credit Reports Line by Line. …Challenge Any Errors. …Try to Get Past-Due Accounts Off Your Report. …Lower Your Credit Utilization Ratio. …Take Care of Outstanding Collections. …Repeat Steps 1 Through 6 Periodically. Mar 17, 2021
