Does homeowners insurance cover leaking fridge?

Does homeowners insurance cover leaking fridge?

Your homeowners insurance may cover damage that results from a refrigerator leak, subject to your deductible and policy limits. However, any repair or replacement of the refrigerator itself typically would not be covered.

Does home insurance cover mold?

Key Takeaways. Mold coverage isn’t guaranteed by your homeowners insurance policy. Typically, mold damage is only covered if it’s related to a covered peril. Mold damage caused by flooding would need to be covered by a separate flood insurance policy.

Can a fridge get water damage?

Refrigerators and freezers contain insulation that could be wet if the units were under water. This insulation is difficult to reach without destroying the cabinet of the unit. It will dry very slowly because the cabinet walls remain relatively cool while the appliance is on.