Is it worth having home insurance?

Is it worth having home insurance?

It is a good idea to take out home contents insurance to cover your possessions against fire, theft and other risks, such as accidental damage. If something happens to destroy or damage your possessions, it can cost a lot of money to replace them items, some of which may be essential.

Can I claim for roof repairs on insurance?

In a few cases, roof repairs are fully covered by insurance. However, this is rare and most of the time, only part of the cost is covered by home insurance. Full coverage often applies if the roof was in very good condition, was brand new or if damage was caused by a storm or other freak event, such as a falling tree.

Does home insurance cover roof tiles?

Most buildings insurance policies will cover you if a storm blows tiles off your well-maintained roof, as that’s clearly weather damage. However, damage caused by rain coming through the gaps will likely require accidental damage cover. Apr 17, 2014