What can invalidate house insurance?

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What can invalidate your home insurance? Leaving your home unoccupied. …Not getting in touch when something changes. …Keeping quiet about an incident (even the really small ones) …Using your home for business. …Getting a lodger. …Having your home renovated. …Inflating the value of your contents.

Do insurance pay out for arson?

Most insurance companies will pay out for fire damage caused by arson when it is clear that the fire was not started by the homeowner or policy owner. In this case, they may also want to be sure that the arsonist is in no way related to, or working in the interest of, the policy owner. Jun 12, 2019

Can a house fire cause PTSD?

If you are the victim of a recent house fire it’s as important to assess your mental state as it is to assess the damage to your home. That’s because traumatic events like a house fire can easily result in PTSD. Among the negative consequences of this condition are depression, anxiety and loss of your “zeal.” May 21, 2021