Can air purifiers help with mold?
Can air purifiers help with mold?
An air purifier can also help in common places for mold in the home like a basement. Though an air purifier can help long term for mold spores in the air, only physically cleaning up the mold and removing the moisture that allowed it to grow will solve a visible mold growth problem. Aug 22, 2018
What causes homeowners insurance to be high?
The most common reason is an increase in the cost to rebuild your home. Home reconstruction costs, including labor and materials, can go up due to changes in the market and the effects of inflation. Remodeling and improvements can also result in higher replacement cost.
Why are older homes more expensive insurance?
Older homes are viewed by homeowners insurance companies as higher-risk than newer homes — they can be fragile, their construction materials may be obsolete, and certain structural components like the roof or plumbing may not be in very good shape — and therefore homeowners insurance premiums for old homes are …
What should I have in my homeowners policy?
Most homeowners insurance policies provide a minimum of $100,000 worth of liability insurance, but higher amounts are available and, increasingly, it is recommended that homeowners consider purchasing at least $300,000 to $500,000 worth of liability coverage.
Which of the following risks are covered by homeowners insurance?
Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it’s important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.